Typical deal blockers

We quickly identify what exactly blocks the transaction (notary / bank / buyer) and provide a clear sequence of steps: what can be resolved quickly and what requires a separate scenario.
  • Mismatch between facts and documents (area / layout / number of floors)
  • Alterations / extensions / additions not reflected in the documentation
  • Building-level issues: building documentation, unit statuses, common areas (may affect the apartment)
  • Missing or problematic occupancy permit (upotrebna dozvola) — a risk for the transaction
  • Encumbrances and restrictions: mortgage, prohibitions, enforcement proceedings, disputes (if identified)
  • Land / boundaries / access (especially for houses): disputed boundaries, mixed land plots, easements
  • Unclear ownership of spaces (terraces / storage rooms / parts of corridors, etc.)
  • Inconsistencies in older acts and decisions, a “fragmented” property history
  • Zoning and parameter restrictions that change the action scenario
  • Different municipal practices: the same case may be handled differently
  • Timing risks: what can realistically be completed before the deal deadline
What’s included in the transaction analysis
Result — a written document: a transferability conclusion, blockers, and an action plan for a specific deal.
  • Transferability: possible / not possible / conditions
    A concise conclusion: the property is transferable / limited / not transferable
    and under which conditions the transaction is possible.
  • Notary / bank / buyer checks
    We identify which questions and documents are critical at the transaction stage: what will not pass and why.
  • Blockers and risks: critical vs. acceptable
    A blockers map: documentation, property / building status, facts vs. documents discrepancies, restrictions, and risks.
  • Facts vs. documents: discrepancies
    We verify key discrepancies (area / layout / number of floors / unit composition) and their impact on the transaction.
  • Step-by-step unblocking plan
    A step-by-step plan: what to request, where to obtain it, what to fix, and in which order to reach a “possible” outcome.
  • Timing risks and negotiation scenarios
    We indicate what can realistically be resolved before the deadline and what cannot — to properly define deal terms and the negotiation position.
Transaction workflow stages

Step 1: Input data → deal objective definition

We collect the minimum: address / KO / LN (and PD, if available), deal terms and deadline.
We identify what is critical: notary / bank / buyer checks.
Step 2: Rapid diagnostics → is the property transferable
We preliminarily determine the status: transferable / limited transferability / not transferable, and the grounds for any doubts.
Step 3: Blocker analysis → what exactly stops the deal
We analyze risk sources: documentation, property / building status, facts vs. documents, restrictions / encumbrances, and “grey zones” in unit composition.
Step 4: Written conclusion → possible / not possible / under which conditions
The result is delivered in writing: conclusion + conditions.
This is what agents actually use in negotiations and decision-making.
Step 5: Unblocking plan → what to do and in what order
A clear plan: what to request / obtain, where to apply, what to fix and what to verify — without unnecessary procedures.
Step 6: Scenario-based support (on request)
If needed, we support execution of the steps and progress along the scenario until the deal can realistically be closed.

Sample transaction analysis (file)

See a real example of our written conclusion for a property: possible / not possible / under which conditions, blockers, and an action plan.

The sample is published with the client’s consent.

Personal data and sensitive details have been anonymized.
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+382 68 113 955, +382 68 103 993
TRG SUNCA 2, 85310 Budva, Crna Gora